Fully connect to your finances.
Go anywhere and still have easy, secure access to your Midwest Bank accounts and services.
Benefits You’ll Love
- Download our mobile banking application for free
- View every account and loan at a glance
- Make payments manually or with Bill Pay
- Access more services for your business
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Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Simply deposit your check with a few taps of your finger:
- Take a picture of the front and back of your check, following the on-screen instructions
- Select the account into which you want to make the deposit
- Enter the check amount
- Verify that everything on the screen is correct, then hit "Submit"
- We'll confirm that the check has been received
- Save time, avoid unnecessary trips to a branch
Wireless carrier data rates may apply.
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Have all payee information in one convenient place
- Avoid paper clutter
- E-Bills - Receive, view, and manage your bills
- Make more time for yourself; fewer bank trips necessary
Zelle®
- Zelle® is available right from your online and mobile banking account and conveniently located in the same place where you pay your bills.
- Enroll in Zelle® and start sending and receiving money with friends and family!
- Send money to people you know and trust using just their U.S. mobile number or email address
- It is easy to get started. Simply log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, return to Bill Pay and select the "Send Money With Zelle®" tab.
- Click here to for more details on Zelle®
Secure Alerts
- SecureAlerts can let you know the moment something happens in your account.
- Messages you choose to receive are sent instantly via email or text*. *Text and data rates may apply from your service provider.
- Setting up the SecureAlerts is quick and easy
-
- Log on to Online Banking and/or Cash Management. Select Alerts.
- Click on each Category in Alert Options to view the list of available alerts.
- Select the Alerts you want to receive for each account. Then check how you would like to receive them, and Save.
Electronic Statements
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate paper clutter
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new Electronic Statement is ready
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Brella™
- View balance information for a debit card's primary account
- Receive 24/7 transaction alerts via email including:
- Purchases made when your card is not present (over the phone or online orders)
- Purchases for large amounts
- Activity over a certain amount
- Transactions in foreign countries
- Online activity
- And more
- Temporarily block transactions on a card
- Easily access brella™ anytime, via the online portal
- Download the free app for Apple® or Android™ mobile devices
Alerts
Bad Day
Definition
Mobile Wallet
- Available through Apple Pay®, Samsung Pay®, Google Pay™, Fitbit Pay™, or Garmin Pay™
- Make purchases quickly and securely with your mobile device
- Pay in an easier way — no more counting change or carrying cards
- Easily set up payment information
- Add multiple cards to your device for extra convenience
- Keep purchases private — card data is never directly transmitted to retailers
- Easily protect your accounts if you lose your device
To Learn More
- Visit the Apple Pay website
- Visit the Samsung Pay website
- Visit the Fitbit Pay website
- Visit the Garmin Pay website
- or, Download the Google Pay app
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Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Have all payee information in one convenient place
- Avoid paper clutter
- E-Bills - Receive, view, and manage your bills
- Make more time for yourself; fewer bank trips necessary
Secure Alerts
- SecureAlerts can let you know the moment something happens in your account.
- Messages you choose to receive are sent instantly via email or text*. *Text and data rates may apply from your service provider.
- Setting up the SecureAlerts is quick and easy
-
- Log on to Online Banking and/or Cash Management. Select Alerts.
- Click on each Category in Alert Options to view the list of available alerts.
- Select the Alerts you want to receive for each account. Then check how you would like to receive them, and Save.
Electronic Statements
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate paper clutter
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify recordkeeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new Electronic Statement is ready
ACH & Wire Services
- Make and receive vendor payments electronically
- Ideal for businesses with a high volume of recurring receivables, including:
- Monthly dues
- Payments
- Premiums
- More efficient and accurate processing
- Directly deposit employee payroll
- Streamline recordkeeping
- Eliminates waste and expense of paper checks
- More closely predict your overall cash flow
- Wire funds, hassle-free:
- Easy, same-day, safe movement of funds
- Move money locally, regionally, nationally, or even internationally
- Schedule one-time transfers or create recurring templates for future use
- View ACH & Wire confirmation details
- Receive email notifications to multplie email addresses
- Secure, convenient, and easy to use!
Approval required — Additional fees may apply.
Remote Deposit Capture
- Deposit checks from the convenience of your office
- Utilizes a desk scanner, computer, and internet access
- Simply scan and submit checks to the bank for processing
- Streamline check handling from multiple offices or locations
- Faster availability of funds
- Reduce time and money spent on document preparation and transportation
- Reliable, easy-to-use equipment
Approval required — Additional fees may apply.
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Brella™
- View balance information for a debit card's primary account
- Receive 24/7 transaction alerts via email including:
- Purchases made when your card is not present (over the phone or online orders)
- Purchases for large amounts
- Activity over a certain amount
- Transactions in foreign countries
- Online activity
- And more
- Temporarily block transactions on a card
- Easily access brella™ anytime, via the online portal
- Download the free app for Apple® or Android™ mobile devices
Alerts
Bad Day
Definition
Mobile Wallet
- Available through Apple Pay®, Samsung Pay®, Google Pay™, Fitbit Pay™, or Garmin Pay™
- Make purchases quickly and securely with your mobile device
- Pay in an easier way — no more counting change or carrying cards
- Easily set up payment information
- Add multiple cards to your device for extra convenience
- Keep purchases private — card data is never directly transmitted to retailers
- Easily protect your accounts if you lose your device
To Learn More
- Visit the Apple Pay website
- Visit the Samsung Pay website
- Visit the Fitbit Pay website
- Visit the Garmin Pay website
- or, Download the Google Pay app
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Payment Processing Solutions to help grow your business.
We Make Payments Easy. Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon* -an industry leader for 25 years in payment acceptance.
No matter what type of business you own there’s a solution to fit your needs.
- In-person, online, and mobile payment solutions
- Smart terminals, Chip Card/EMV terminals, and tablet Point of Sale systems
- Solutions for ecommerce and online shopping carts
- Loyalty and gift card programs to market, grow, and retain your customers’ business
- Accept mobile wallet payments including Apple Pay™ and Android Pay™
- Next Day Business Funding
Data Security Solutions
Stay Safe with our multi-layered security solutions to help you protect your customer payment data.
Safe-T Security Solutions means:
- Protection against Hackers
- Protection against Counterfeit Card Transactions
- Protection against risks of Card Data Breach
- Simplified PCI-DSS Compliance
Customer Service and Customer Care
We are here when you need us 24/7/365.
Dedicated Account Manager for each business customer
Convenient, Easily Accessible Reporting
Gain insights into sales trends and more as you monitor your account from any web browser through our online reporting tool.
Approval Required- Additional fees may apply.
*Merchant Services offered independently by Elavon. Elavon is not a Midwest Bank affiliate. Midwest Bank does not offer, control, or guarantee the services of Elavon and makes no representation or warranties regarding the services.
Use this calculator to determine your projected earnings from our Midwest Rewards Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
CD (Certificate of Deposit) IRA CD's (Individual Retirement Account) and HSA CD's (Health Savings Account)
| Term | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| 91 Day*#~ | $500 | $500** | 3.45% | 3.49% |
| 182 Day*#~ | $500 | $500** | 3.45% | 3.50% |
| 12 Month*#~ | $500 | $500** | 3.60% | 3.65% |
| 12 Month ($25,000 or more)*#~ | $25,000 | $25,000** | 3.75% | 3.80% |
| 24 Month*#~ | $500 | $500** | 3.65% | 3.70% |
| 24 Month ($25,000 or more)*#~ | $25,000 | $25,000** | 3.80% | 3.85% |
| 30 Month*#~ | $500 | $500** | 3.55% | 3.60% |
| 30 Month ($25,000 or more)*#~ | $5,000 | $5,000 | 3.26% | 3.30% |
| 36 Month*#~ | $500 | $500** | 3.55% | 3.60% |
| 36 Month ($25,000 or more)*#~ | $25,000 | $25,000 | 3.70% | 3.75% |
| 48 Month*#~ | $500 | $500** | 3.55% | 3.60% |
| 48 Month ($25,000 or more)*#~ | $25,000 | $25,000 | 3.70% | 3.75% |
| 60 Month*#~ | $500 | $500** | 3.55% | 3.60% |
| 60 Month ($25,000 or more)*#~ | $25,000 | $25,000 | 3.70% | 3.75% |
| 11 Month "Special"*#~ | $500 | $500** | 3.94% | 4.00% |
| 54 Month "Special"*#~ | $500 | $500** | 3.94% | 4.00% |
* A penalty may be imposed for early withdrawal.
** Daily balance. The amount of principal in the account each day.
++The interest rate and APY may change after account opening.
~ IRA/HSA transfer fee could reduce the earnings on the CD account.
# Total annual contributions for IRA and HSA CD's may not exceed maximum allowable by law.
Checking Accounts
| Account | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Midwest HSA Checking~++ | $100 | $0.01** | 0.40% | 0.40% |
~Fees could reduce earnings on the account
**Daily balance. The amount of principal in the account each day.
++ The interest rate and annual percentage yield may change after account opening
Midwest Business Checking with Interest
| Daily Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| $0.01 - $9,999.99 ~++ | $100 | $0.01** | 0.20% | 0.20% |
| $10,000 - $49,999.99 ~++ | $100 | $0.01** | 0.25% | 0.25% |
| $50,000 - $99,999.99 ~++ | $100 | $0.01** | 0.30% | 0.30% |
| $100,000 - $999,999,999.99 ~++ | $100 | $0.01** | 0.40% | 0.40% |
~Fees could reduce earnings on the account
**Daily balance. The amount of principal in the account each day.
++The interest rate and annual percentage yield may change after account opening.
Midwest Business Money Market
| Daily Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| $0.01 - $9,999.99 ~++ | $1,000 | $0.01** | 1.88% | 1.90% |
| $10,000 - $49,999.99 ~++ | $1,000 | $0.01** | 2.08% | 2.10% |
| $50,000 - $99,999.99 ~++ | $1,000 | $0.01** | 2.57% | 2.60% |
| $100,000 - $249,999.99 ~++ | $1,000 | $0.01** | 2.81% | 2.85% |
| $250,000 - $499,999.99 ~++ | $1,000 | $0.01** | 3.01% | 3.05% |
| $500,000 - $999,999.99 ~++ | $1,000 | $0.01** | 3.40% | 3.45% |
| $1,000,000 - $4,999,999.99 ~++ | $1,000 | $0.01** | 3.49% | 3.55% |
| $5,000,000 - $999,999,999.99 ~++ | $1,000 | $0.01** | 3.49% | 3.55% |
~Fees could reduce earnings on the account
**Daily balance. The amount of principal in the account each day.
++The interest rate and annual percentage yield may change after account opening.
Midwest Interest Checking
| Daily Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| $0.01 - $9,999.99 ~++ | $500 | $0.01** | 0.20% | 0.20% |
| $10,000 - $49,999.99 ~++ | $500 | $0.01** | 0.25% | 0.25% |
| $50,000 - $99,999.99 ~++ | $500 | $0.01** | 0.30% | 0.30% |
| $100,000 - $999,999,999.99 ~++ | $500 | $0.01** | 0.40% | 0.40% |
~Fees could reduce earnings on the account
**Daily balance. The amount of principal in the account each day.
++The interest rate and annual percentage yield may change after account opening.
Midwest Rewards Checking ++
| Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| If requirements are met, interest paid on balances up to $25,000 | $100 | $0.01** | 4.00% | 4.07% |
| If requirements are met, interest paid on portion of balance above $25,000 | $100 | $0.01** | 0.30% | 0.30%^ |
| All balances if qualifications NOT met | $100 | $0.01** | 0.10% | 0.10% |
Rewards Checking Requirements per Monthly Qualification Cycle:
Have at least one posted direct deposit; Be enrolled to receive electronic statements (log in to online banking a minimum of once every 365 days to maintain an active online banking account); Have a minimum of 10 posted debit card purchases.
^Earn up to 4.07% Annual Percentage Yield (APY) on balances between one penny and $25,000, and balances over $25,000 earn 0.30% interest rate on the portion of balance over $25,000, resulting in a range of 4.07% to 1.23% APY depending on the balance. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY.
**Daily balance. The amount of principal in the account each day
++ The interest rate and annual percentage yield may change after account opening.
Money Market Savings
| Daily Balance | Minimum to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| $0.01 - $9,999.99 ~++ | $1,000 | $0.01** | 1.88% | 1.90% |
| $10,000 - $49,999.99 ~++ | $1,000 | $0.01** | 2.08% | 2.10% |
| $50,000 - $99,999.99 ~++ | $1,000 | $0.01** | 2.57% | 2.60% |
| $100,000 - $249,999.99 ~++ | $1,000 | $0.01** | 2.81% | 2.85% |
| $250,000 - $499,999.99 ~++ | $1,000 | $0.01** | 3.01% | 3.05% |
| $500,000 - $999,999.99~++ | $1,000 | $0.01** | 3.40% | 3.45% |
| $1,000,000 - $4,999,999.99 ~++ | $1,000 | $0.01** | 3.49% | 3.55% |
| $5,000,000 - $999,999,999.99~++ | $1,000 | $0.01** | 3.49% | 3.55% |
~ Fees could reduce the earnings on the account, including IRA/HSA transfer fees.
**Daily balance. The amount of principal in the account each day.
++The interest rate and annual percentage yield may change after account opening.
Savings Accounts
| Account | Minimum Deposit to Open | Minimum Balance to Obtain APY | Interest Rate | APY |
|---|---|---|---|---|
| Midwest Savings~++ | $100 | $0.01** | 0.55% | 0.55% |
| Midwest Business Savings~++ | $100 | $0.01** | 0.55% | 0.55% |
| Midwest Young Savers ++ | $0 | $0.01** | 0.55% | 0.55% |
| Midwest IRA Savings~++ | $100 | $0.01** | 3.06% | 3.10% |
~ Fees could reduce earnings on the account.
**Daily balance. The amount of principal in the account each day.
++The interest rate and annual percentage yield may change after account opening.